Banking Essays

Riverbanks Zoo and Garden is one of the most successful mid-sized zoos in the United States. Since opening in April 1974, Riverbanks has won a number of awards for exhibit design, breeding programs and marketing efforts. Riverbanks attracts more than 850,000 visitors each year and has a non-profit support society …

I would like to express my special gratitude to my boss, Prof. Badr Aboul-Ela for his continuous encouragement, support and guidance, special appreciation to my teacher Dr. Al Gielani Al Sherief for his efforts in providing me with the required knowledge and for improving of my research skills. I would …

In the operation of the commercial banks, lending activity is the traditional operation or the background, accounting for a relatively large proportion of all the asset structure and the income structure. Now, when the activities of banking services are all expanding in both quality and quantity, the lending activity is …

1. ECONOMIC OVERVIEW: Pakistan’s economy has been predominantly agrarian. Since Pakistan came into existence, the contribution of the agricultural sector to the GDP has declined gradually from over 50 percent in 1949-1950 to about 22 percent in the fiscal year 2009-10 (July 2009-June 2010). However, agriculture still remains the major …

India provides a unique case study whereby banking industry is characterized by a mixed ownership structure and the deregulation of the industry in the nineties had paved the way for a level playing field between the various ownership groups. Historically, the industry was dominated by the public sector banks while …

1.0Introduction As part of their lives, individuals are engaged in generating wealth and using this for their own prosperity.The management of this created wealth is an important issue, as individuals are expected to also manage their lives with this wealth. It is the concern of this study to investigate how …

ICICI Bank has grown six-fold since its KM strategy was established in 2000, making it the second biggest in India today. But that strategy has been robust enough to grow with it. Central to ICICI Bank’s success has been its flexible, innovative methods, and a plethora of KM tools that …

1.1 Introduction A well functioning financial system empowers individuals, facilitates better integration with the economy, activity contributes to development and affords protection against economic shocks. Inclusive finance through secure savings, appropriately priced credit and insurance products, and payment services helps vulnerable groups such as low income groups, weaker sections, etc. …

Unlike any other manufacturing or service company, a bank’s accounts are presented in a different manner (as per banking regulations). The analysis of a bank account differs significantly from any other company. The key operating and financial ratios, which one would normally evaluate before investing in company, may not hold …

Risk is an integral part of the banking business and the Bank aims at delivering superior value to shareholders by achieving an appropriate trade-off between risk and return. Sound risk management and balancing risk-return trade-off are critical to a Bank’s success. Business and revenue growth have therefore to be weighed …